AGENT LOGIN

TERMS OF USE

AGREEMENT BETWEEN USER AND SIA

The SIA Website is comprised of various Web pages operated by SIA.

SIA Website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the SIA Website constitutes your agreement to all such terms, conditions, and notices.

SIA reserves the right to change the terms, conditions, and notices under which the SIA Website is offered, including but not limited to the charges associated with the use of the SIA Website.

LINKS TO THIRD PARTY SITES

SIA Website may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of SIA and SIA is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. SIA is not responsible for webcasting or any other form of transmission received from any Linked Site. SIA is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by SIA of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the SIA Website, you warrant to SIA that you will not use the SIA Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the SIA Website in any manner which could damage, disable, overburden, or impair the SIA Website or interfere with any other party’s use and enjoyment of the SIA Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the SIA Websites.

USE OF COMMUNICATION SERVICES

The SIA Website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.

Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

Conduct or forward surveys, contests, pyramid schemes or chain letters.

Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

Restrict or inhibit any other user from using and enjoying the Communication Services.

Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

Violate any applicable laws or regulations.

SIA has no obligation to monitor the Communication Services. However, SIA reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. SIA reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

SIA reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in SIA’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. SIA does not control or endorse the content, messages or information found in any Communication Service and, therefore, SIA specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized SIA spokespersons, and their views do not necessarily reflect those of SIA.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO SIA WEBSITE OR POSTED AT ANY SIA WEB SITE

SIA does not claim ownership of the materials you provide to SIA Website (including feedback and suggestions) or post, upload, input or submit to any SIA Website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting SIA, its affiliated parties and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. SIA is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in SIA’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SIA WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. SIA AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SIA WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE SIA WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

SIA AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SIA WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. SIA AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SIA AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SIA WEB SITE, WITH THE DELAY OR INABILITY TO USE THE SIA WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SIA WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SIA WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SIA OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SIA WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SIA WEB SITE.

SERVICE CONTACT: info@siassistance.com

TERMINATION/ACCESS RESTRICTION

SIA reserves the right, in its sole discretion, to terminate your access to the SIA Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of Lebanon and you hereby consent to the exclusive jurisdiction and venue of e-lawyerassistance resolution methods, mainly online mediation and online arbitration in all disputes arising out of or relating to the use of SIA Web Site at http://www.e-lawyerassistance.com/odr.aspx. Use of the SIA Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and SIA as a result of this agreement or use of the SIA Web Site. SIA’s performance of this agreement is subject to existing laws and regulations. A printed version of this agreement and of any notice given in electronic form shall be admissible. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES

All contents of the SIA Web Site are: Copyright 2010 by SIA CaisseMutuelleLaïque and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual organizations and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

ONLINE DISPUTE RESOLUTION

Any conflict resulting from the use of SIA Web Site is subject to e-lawyerassistance agreeable resolution process prior to any official legal proceedings available at http://www.e-lawyerassistance.com/odr.aspx